If you are looking for high risk auto insurance, you can be assured that the premium you pay will be quite high. There are ways however that you can minimize your car insurance quote, so that you don't have to sell your car to pay for your premium, if you know what I mean. High risk car insurance would basically apply if you have had several driving tickets in a short period, been caught drink driving or been caught driving recklessly, just to name a few. Young teenage drivers are also considered high risk, mainly because of the lack of experience and tendencies to drive irresponsibly. This would greatly influence the premiums even further if the teen were to drive a high performance vehicle instead of a lower profile car
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